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Why you should get life insurance, even if youre young and single - Part 7

By admin on July 29th, 2010

Do you know about your life insurance?

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Life Insurance and Life Assurance are not the same!

By admin on July 29th, 2010

The average man in the street assumes that Life Insurance and Life Assurance are names for the same form of insurance. How wrong they are! But don’t hang your head in shame, many financial commentators get it wrong too! Life Insurance and Life Assurance perform different financial roles and are poles apart in cost - so it helps to surf for the correct product.

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Tips to Getting Life Insurance

By admin on July 27th, 2010

If you need life insurance you should determine how much insurance is appropriate and the type of life insurance policy that would best meet your family’s needs. Do we have a life insurance policy equal to the value of the business, simple, investment grade life insurance?

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How much life insurance should one buy? - Part 15

By admin on July 26th, 2010

One of the big questions that comes up when financial planning is “how much life insurance should I buy?” To answer this question, you need to first look at your individual circumstances and make a decision based on your family’s needs.

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How to avoid paying too much for life insurance - Part 13

By admin on July 24th, 2010

Life insurance is a product designed to replace lost income in the event of a premature death. Policies come in a variety of different types and prices and can be complex financial decision, and one that should not be chosen hastily.

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What is permanent life insurance? - Part 4

By admin on July 22nd, 2010

As long as the premiums are paid, protection is guaranteed for life. Premium costs can be fixed or flexible to meet personal financial needs.

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How to buy life insurance online - Part 9

By admin on July 20th, 2010

Responsibly purchasing life insurance on-line requires the same preparation all other endeavors require. I recently purchased a policy and was quickly overwhelmed by all the available options. Since I’ve sold insurance as a telemarketer I knew where to start, and which questions to ask.

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Basic guide to life insurance - Part 4

By admin on July 18th, 2010

Sean Jameson is the marketing manager of a large toy manufacturer. He is a family man of 40. His wife Cindy is a part-time assistant at a local supermarket. Their children Cheryl (14), Adrienne (12) and Bart (6) are enrolled at a private school.

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Life insurance policies providing coverage for suicide - Part 3

By admin on July 18th, 2010

The suicide clause is designed to prevent people who are thinking about killing themselves obtaining life insurance in order to benefit the beneficiary. The clause states that if the insured commits suicide within a defined period of time, the policy will automatically be voided and the Insurance company will only have to refund all of the paid premiums. The amount of time varies, usually between 2 or 6 years.

Once the mandated period of time has elapsed, suicide is treated as any death that could occur (outside of an accident rider).

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Is Life Insurance Necessary?

By admin on July 16th, 2010

Risks and uncertainties are part of life’s great adventure — accident, illness, theft, natural disaster - they’re all built into the working of the Universe, waiting to happen, this where life insurance comes into picture.

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